Book Highlight - Money Logic

Money Logic (Hardcover)
by Moshe A. Milevsky, Michael Posner

Some conclusion: Read the book for the details.

If you retire and look for bonds to live on you odds of running out money is higher than if you have your investment in stocks. Our age span is increasing and the odds are worse for women.

Dollar cost averaging is flawed and generally yields sub par results compared to lump sum investing.

Odds suggest Mutual funds as not likely to out perform an index ETF or fund.
In the long run a cost efficient way to go may be (ETF exchange traded funds or atleast indexed mutual funds).

Don't get into complicated insurance/invesetment sales pitches. Odds are they are not in your favour.

International indexes gives best odds to diversify again risk.

Listen to the odds and not the sales pitch and put them to work in your favor.